Who We Are

Laurie Gould


email: lgould@vivaconsult.com


Harvard Business School, Harvard University, Cambridge, MA
Masters in Business Administration (MBA), Baker Scholar

Yale University, New Haven, CT
BA, Linguistics, summa cum laude, Phi Beta Kappa

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“Everything should be made as simple
as possible, but not simpler.”

– Albert Einstein

Laurie Gould splits her consulting practice between real estate finance, business and strategic planning for community development organizations, and policy research and teaching on topics related to affordable housing.

Laurie has structured over $700 million in financing to develop and preserve thousands of affordable units, as well as financing for commercial space and community facilities. She has worked with all types of financing, including Low-Income Housing, Historic and New Markets Tax Credits, bond financing, commercial and FHA-insured debt, and the full range of state and federal grant and soft loan programs. Laurie offers creativity and analytical skill to help developers and owners get the greatest possible value out of available resources. She also brings the communication skills to help decision-makers fully understand the business implications of their financial choices.

Grounded in the operational realities of community development, Laurie works with organizations around the country to develop strategic and business plans that help these groups pursue their goals with clarity and efficiency. Her on-the-ground expertise also informs research on such topics as best practices in the financing and management of supportive housing and outcomes for the national LIHTC portfolio at Year 15.

Financially structured multi-phase, mixed-use new construction of rental and ownership housing. Served as the finance team member for a new development of 56 mixed-income rental units, 15 mixed-income ownership units, commercial space and public amenities using tax-exempt bonds, tax credits and a range of public and private sources of financing. NOAH, East Boston, MA, Buildings

Financially structured multi-phase, mixed-use adaptive reuse of a large campus of mill buildings. Served as the finance team member on a neighborhood-transforming project that encompassed infrastructure development, two phases of affordable rental housing totaling 133 units, and the development of 40,000 square feet of commercial and program space using New Markets Tax Credit financing. Lawrence CommunityWorks, Lawrence, MA, Building

Built analytical tools to help a community development nonprofits explore the financial implications of their strategic choices. Financial models of the organizations and their integrated business lines allowed Board and staff members to analyze the impact on earnings and liquidity of a range of possible business and strategy decisions. Urban Edge, Boston, MA; Inquilinos Boricuas en Accion, Boston, MA; NeighborWorks Green Bay, Green Bay, WI; OneRoof, Duluth, MN; Organizations

Led or collaborated to lead strategic planning efforts for housing and housing finance organizations. Worked with wide range of affordable housing agencies to develop effective, actionable strategic plans. RIHousing, Providence, RI; Gulf Coast Housing Partnership, New Orleans, LA; HRI, Cambridge, MA; Inquilinos Boricuas en Accion, Boston, MA; Organizations

Provided financial analysis and strategic support for the preservation of a 5,000 unit affordable housing portfolio. Worked with state housing finance agency to craft overall and property-specific approaches to negotiating and financing the preservation of a statewide portfolio of multifamily housing with expiring affordability restrictions. MassHousing, Boston, MA, Buildings.

Researched and wrote a study of Program Related Investments to support the development of permanent supportive housing in Los Angeles.
 Wrote In Practice: Program-Related Investments for Sustained Impact, a study of the Hilton Foundation’s program-related investments with Community for Supportive Housing, and important element of a community-wide effort to end chronic homelessness. The Hilton Foundation, Agoura Hills, CA, Buildings, Operations

Created course in affordable housing finance for Master’s level social work students. Designed curriculum and taught a week-long class to introduce housing finance to students pursuing careers in community development. Curriculum covers overview of American affordable housing policy and the basics of housing development and operations finance. NeighborWorks America and Brown School of Social Work at Washington University, St. Louis, MO, Buildings, Property & Asset Management

VIVA Consulting, Boston, MA
Principal, 2000-2017

Consultant on housing, community development and business planning. Services include real estate finance, policy and best practices research, and business and strategic planning for nonprofit, for-profit and public sector organizations.

The Community Builders, Inc., Boston, MA

Director of Project GEORGE, 1998-2000
Designed and directed operations reengineering effort for 400-person company to accommodate rapid geographic expansion and increasingly complex community development projects. Efforts embraced MIS, knowledge management and protocols for interdisciplinary teams.

Finance Project Manager, 1996-1998
Structured financing of affordable housing development projects for CT, RI and Western MA offices. Developed protocols for human service programming at affordable housing developments. Designed cash flow and income forecasting model for use in strategic business development.

Ocean Park Community Center, Santa Monica, CA
Project Director, 1991-1993
Project Manager, 1990-1991

Ran two shelters for homeless women suffering from chronic mental illness. Supervised staff of 14 plus 60 volunteers. Restructured residential program, dramatically improving program safety and client outcomes. Implemented system of collaboration with medical and mental health agencies.

Board of Newton Community Development Foundation
Board member 1998 – present
Executive Committee member/Clerk, 2010 – present

Board member and President of House of Hope and House of Hope Housing, Inc.

Board member, 2009 – present
President, 2012 – 2015

Nonprofit providing congregate shelter and permanent supportive housing to homeless families in Lowell, MA